Our capital can be used for any reasonable business need – not just payroll. Some common examples include: marketing, expansion, equipment, supplier discounts, and more.
With financial documents in hand, we will conduct a brief interview with you and your team. Get a decision in minutes, then PFC will wire the funds within hours if you’re approved.
- Submit required financials.
- Conference call with underwriting team to understand company history, strategy, and financial review.
- Decision made by underwriting team for funding. If it’s a good fit, we can execute the funding agreement and disburse funds as quickly as the same business day.
PFC requires a handful of standard business financial documents, including the following:
- Bank statements
- Tax returns (last 2-3 years)
- End of Year P&L and Balance Sheet
- Payroll invoices from PEO or payroll provider
- Aging AR
No. PFC will not run credit reports on you or your business.
Yes, if your PEO allows you to do so. Wiring funds directly to your PEO can often eliminate transaction processing time so that your employees can be paid on time.
Typically, PFC will analyze a company’s financial needs and fund an amount anywhere from a recent payroll invoice amount to a multiple thereof.
Yes. If you maintain a solid payment history with PFC you are free to ask for additional funds. We understand that your business will continue to have unexpected turns that require a reliable source of capital - PFC is here to help you grow.
for payroll, growth & more
Running a business in today's world can pose unexpected challenges for payroll management: slow accounts receivable, seasonal fluctuations, rapid growth, and more. PFC can help you bridge the financial gaps in your business.
Unlike traditional lenders, our process is simple and fast. We only require basic business financial reports and conduct a quick phone interview.
We measure our underwriting process in hours, not days or weeks. You'll have an answer the same day we interview.
No collateral and no credit check. Our contracts are simple and clear so you can focus on growing your business.
"Very proficient organization. Decision makers are easily accessible, and they fully understand the needs of their clients."