Get Funding

Need to make payroll but stuck waiting on accounts receivable? Need urgent funding but unable to secure capital through traditional lenders? We can help.

Get Up to $200k

We specialize in funding small businesses with urgent needs for payroll, equipment, growth and more. Whether you’re waiting on accounts receivable or need extra capital for growth, you can get up to $200k as soon as 24 hours.





Pay Off Debt

And More!

Fast. Friendly. Private.

If your business has an annual revenue of $500,000 or more and has never experienced a bankruptcy, we may be able to help you through a tough time, even if your financials aren’t perfect.

Call or text Steve Ott at 609-516-5100.

“When I find myself in a financial pickle, I know I can turn to Payroll Funding Company.”

Pet Grooming Business

“I really appreciate knowing that I have the support for payroll funding should I need it.”

Security Company

“Thank you for helping me be successful.”

Restaurant Owner

As the investment arm of a family trust, Payroll Funding Company specializes in working with businesses that face cashflow challenges and need short-term capital quickly. We can make fast financial commitments since we are not subject to complex procedures or underwriting like most lenders. This means we don't require collateral and we can wire you the funds at incredible speeds.

Our Process vs Other Lenders

Simple Process

We request a few standard financial reports and have a short discussion with you to learn more about your business. That's it!

Fast Funding

Once approved, you’ll receive the approved funds as soon as 24 hours from the time of your request.


We keep your story private and do not share or sell any information with any third parties.

Personal Service

We will work closely with you to ensure that you’re able to get through the immediate challenge and accelerate toward growth.

No Collateral Required

Unlike most lenders, we don’t require any collateral or personal guarantees in exchange for capital.

No Credit Checks

Don’t have stellar credit? No problem. We don't perform any personal or business credit checks.


  1. Submit required financials.
  2. Conference call with underwriting team to understand company history, strategy, and financial review.
  3. Decision made by underwriting team for funding. If it’s a good fit, we can execute the funding agreement and disburse funds as quickly as the same business day.

  • Company Financial Statements
  • Bank Statements
  • Tax Returns

No. Payroll Funding Company will not run credit reports on you or your business.

As soon as we receive the required financial documents and conduct our phone review with you, you can obtain the funds as soon as the same day. Approval, dollar amount, and repayment terms are subject to final credit review and underwriting.

Yes, if your PEO allows you to do so, wiring funds directly to your PEO on the company’s behalf eliminates transaction processing time so that payroll can be paid on time.

Our capital can be used for any reasonable business need – not just payroll. Below are some examples of how clients use our short-term fundings.

  • Supplier Discounts
  • Marketing Capital
  • Expansion Resources
  • And more!

Typically, Payroll Funding will analyze a company’s financial needs and fund an amount anywhere from a recent payroll invoice amount or a multiple thereof.

  • Introductory 4% APR for first 5 days ($0.55 per $1,000 borrowed)
  • Additional week = 2.14% of funded amount
  • Extension of up to 26 additional weeks (6 months) for payback 
  • No prepayment penalties or hidden fees

Yes. If the company has had a solid payment history you can have multiple concurrent funding streams up to the established funding limit assigned.

Call or text Steve Ott at 609-516-5100.